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City of Louisville
<br />Premium Exposure Analysis
<br />1/1/2010 - 1/1/2012
<br />POLICY TERMS:2010-20112011-20122012-2013
<br />INSURANCE COMPANIESOneBeaconTravelersTravelers
<br />PROPERTY:
<br />Building & Contents$52,968,219$64,175,016$69,245,291
<br />Traffic Signals $1,770,132$1,840,800$1,770,132
<br />CoverageSpec FormSpec FormSpec Form
<br />Agreed ValueRCRCRC
<br />CoinsuranceNoNoNo
<br />Deductible$5,000$5,000$5,000
<br />Equipment BreakdownYesYesYes
<br />Premium$91,186$47,697$50,308
<br />Flood-$5,000,000 Zone A$50,000$94,500
<br />Premium$91,186$97,697$144,808
<br />INLAND MARINE:
<br />EDP
<br /> Hardware$600,000$700,000$800,000
<br /> Media$200,000$331,786$400,000
<br /> Deductible$1,000$5,000$5,000
<br />Contractors Equipment$1,336,447$1,227,112$1,152,871
<br />Miscellaneous Property$1,084,352$1,108,798$1,101,989
<br />Deductible$1,000$5,000$5,000
<br />PremiumIncluded$8,009$9,168
<br />CYBER LIABILITY:
<br />Each Wrongful ActN/A$1,000,000$1,000,000
<br />Deductible$5,000$5,000
<br />Premium$1,550$1,550
<br />CRIME:
<br />Money & Securities - Inside & Outside$25,000$25,000$25,000
<br />,,,
<br />Forgery$100000$100000$100000
<br />Forgery$100000$100000$100000
<br />Employee Dishonesty$1,000,000$1,000,000$1,000,000
<br />PremiumIncluded$976$1,747
<br />GENERAL LIABILITY:
<br />Each Occurrence$1,000,000$1,000,000$1,000,000
<br />Annual Aggregate$3,000,000$3,000,000$3,000,000
<br />Products/Completed Ops. Aggregate$3,000,000$3,000,000$3,000,000
<br />Personal & Advertising Injury$1,000,000$1,000,000$1,000,000
<br />Liquor LiabilityIncludedIncludedIncluded
<br />General Liability Deductible$10,000$25,000$25,000
<br />Employee Benefits Liability$1,000,000$1,000,000$1,000,000
<br />Employee Benefits Liability Deductible$1,000$1,000$1,000
<br />Premium$45,172$42,872$55,173
<br />LAW ENFORCEMENT LIABILITY:
<br />Occurrence Limit$1,000,000$1,000,000$1,000,000
<br />Aggregate$3,000,000$3,000,000$3,000,000
<br />Deductible$5,000$25,000$25,000
<br />PremiumIncluded$19,770$20,560
<br />PUBLIC OFFICIALS LIABILITY:
<br />Each Occurrence$1,000,000$1,000,000$1,000,000
<br />Aggregate$3,000,000$3,000,000$3,000,000
<br />Deductible$2,500$5,000$10,000
<br />Premium$52,414$10,514$11,389
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