Finance Committee Agenda and Packet 2013 01 22

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PECRIACO ASSURANCE 7501 E Lowry Blvd Denver, CO 80230 -7006 Phone: (303) 361 -4000 / (800) 873 -7242 Fax: (303) 361 -5000 / (888) 329 -2251 www.pinnacal.com Exhibit 3 LCD Payout Matrix 0 - 30,000 - 40,000 - 50,000 - 60,000 - 70,000 - 80,000 - 90,000 - 100,000 - 29,999 39,999 49,999 59,999 69,999 79,999 89,999 99,999 Over Loss Ratio 0.0 - 0.9 17.7 18.9 20.0 21.1 22.1 23.1 24,2 25.3 26.4 1.0 - 1.9 17.4 18.5 19.5 20.7 21.8 22.7 23.8 24.9 26.0 2.0 - 2.9 17.0 18.1 19.1 20.2 21.3 22.3 23.3 24.6 25.7 3.0 - 3.9 16.6 17.6 18.7 19.8 21.0 22.0 22.9 24,1 25.2 4.0 - 4.9 16.2 17.2 18.4 19.3 20.5 21.6 22.6 23.7 24.8 5.0 - 5.9 15.8 17.0 18.0 19.0 20.1 21.2 22.2 23.2 24.4 6.0 - 6,9 15.4 16.5 17,5 18.6 19.6 20.8 21.8 22.8 23.9 7.0 - 7.9 15.0 16.1 17.1 18.2 19.2 20.3 21.5 22.5 23.4 8.0 - 8.9 14.6 15.6 16.7 17.7 18,9 20.0 21.1 22.1 23.1 9.0- 9.9 14.3 15.3 16.4 17.4 18.5 19.5 20.7 21,8 22.7 10.0 - 10.9 13.8 14.8 15.8 16.7 17.7 18.7 19.7 20.8 21.8 11.0 - 11.9 13.4 14.4 15.4 16.4 17.4 18.4 19.3 20.3 21.5 12.0- 12.9 12.9 14.0 15.0 16.0 17.0 18.0 19.0 20.0 21.1 13.0 - 13.9 12.5 13.6 14.6 15.6 16.6 17.6 18.6 19.6 20.7 14.0 - 14.9 12.2 13.1 14.1 15.1 16.1 17.1 18.1 19.1 20.1 15.0 - 15.9 11.8 12.7 13.8 14.8 15.8 16.7 17.7 18,7 19.7 16,0 - 16.9 11.4 12.3 13.4 14.4 15A 16.4 17.4 18.4 19.3 17.0 - 17.9 11.0 12.0 12.9 14.0 15.0 16.0 17.0 18.0 19.0 18.0 - 18.9 10.7 11.7 12.5 13,6 14.6 15.6 16.6 17.6 18.6 19,0 - 19.9 10.2 11.2 12.2 13.1 14.1 15.1 16.1 17.1 18.1 20.0 - 20.9 9.8 10.7 11.5 12,3 13.3 14.1 15.0 15.9 16.7 21.0 - 21.9 9.4 10.3 11.2 12.0 12.8 13.8 14.6 15.5 16.4 22.0 - 22.9 8.9 9.9 10.8 11.7 12.4 13.4 14.3 15.1 16.0 23.0 - 23.9 8.6 9.6 10.4 11.3 12.2 12.9 13.9 14.8 15.6 24,0- 24.9 8.1 8.9 9.9 10.8 11.7 12.4 13.4 14.3 15.1 25,0 - 25.9 7.7 8.6 9.6 10.4 11.3 12.2 12.9 13.9 14.8 26.0 - 26.9 7.3 8.2 9,1 10.0 10.9 11.8 12.5 13.5 14.4 27.0 - 27.9 7.1 7.8 8.7 9.7 10.5 11.4 12.2 13.1 14.0 28.0 - 28.9 6.6 7.3 8.2 9.1 10.0 10.9 11.8 12.5 13.5 29.0 - 29,9 6.2 7.1 7.8 8.7 9.7 10,5 11.4 12.2 13.1 30.0 - 30.9 5.8 6.6 7.3 7.9 8.7 9.6 10.3 11.0 11.8 31.0- 31,9 5.5 6.3 7.1 7.7 8.4 9.2 10.0 10.8 11.5 32.0 - 32.9 5.2 6.1 6.8 7.4 8.2 8.9 9.8 10.5 11.3 33.0- 33.9 5.0 5.8 6.6 7.3 7.9 8.7 9.6 10.3 11.0 34.0 - 34.9 4.6 5.3 6.2 6.9 7.6 8.3 9.1 9.9 10.7 35.0 - 35.9 4.3 5.1 6.0 6.7 7.3 8.1 8.8 9.7 10.4 36.0 - 36.9 4.1 4.8 5.7 6.4 7.2 7.8 8.6 9.4 10.2 37.0 - 37.9 3,8 4.6 5.3 6.2 6.9 7,6 8.3 9.1 9.9 38.0 - 38.9 3.6 4.3 5.1 6.0 6.7 7.3 8.1 8.8 9.7 39.0 . 39.9 3.3 4.1 4.8 5.7 6.4 7.2 7.8 8.6 9.4 40.0 - 40.9 3.1 3.7 4.3 5.0 5.7 6.3 6.9 7.4 8.1 41.0 - 41.9 2.7 3.3 4.0 4.6 5.2 6.0 6.6 7.2 7.7 42.0 - 42.9 2.5 3.1 3.7 42 5.0 5.7 6.3 6.9 7.4 43.0 - 43.9 2.4 2.9 3.5 4.1 4.7 5.3 6.1 6.7 7.3 44.0 - 44.9 2.1 2.6 3.2 3.8 4.5 5.1 5.8 6.4 7.1 45.0 - 45.9 1.7 2.5 3.0 3.6 4.2 4.8 5.5 6.2 6.8 46.0 - 46.9 1.5 2.2 2.7 3.3 4.0 4.6 5.2 6.0 6.6 47.0 - 47.9 1.2 2.0 2.5 3.1 3.7 4.3 5.0 5.7 6.3 48.0 - 48.9 0.9 1.5 2.2 2.7 3.3 4.0 4.6 5.2 6.0 49.0 - 49.9 0.6 1.2 2.0 2.5 3.1 3.7 4.3 5.0 5.7 50.0 - Over 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 PinnacolAssurance 7a`01 E Lowry Blvd' Denver, CO 80230 raga 5 ol 5 GATEWCCJ • Underwriter 121191201209 :04:10 285 LCI nU 11