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Program Comparison
<br />2012-2013 EXPIRING2013-2014 RENEWAL
<br />ExposureAverageLast Year'sExposureAverageRenewal
<br />Coverage LineBasisRatePremiumBasisRatePremium
<br />Property
<br />$72,015,423$0.0699$50,308$74,218,635$0.0707$52,457
<br />High Hazard Flood $1M
<br />$0$30,350
<br />High Hazard Flood $4M
<br />$94,500$62,779
<br />Subtotal Property
<br />$72,015,423$0.2011$144,808$74,218,635$0.1962$145,586
<br />Inland Marine
<br />$4,586,441$0.20$9,168$4,707,699$0.20$9,441
<br />General Liability
<br />$16,060,430$3.44$55,173$15,517,790$3.26$50,606
<br />Public Entity Liability
<br />$16,060,430$0.71$11,389$15,517,790$0.67$10,425
<br />Law Enforcement Liability
<br />32$642.50$20,56038$608.89$23,138
<br />Employment Practices
<br />306$82.24$25,164439$78.15$34,306
<br />Liability
<br />Auto
<br />87$345$29,980103$326$33,625
<br />Crime
<br />306$5.71$1,747439$7.02$3,081
<br />Excess Liability
<br />$142,266$253.69$36,092$152,100$237.72$36,157
<br />Cyber Liability
<br />$16,060,430$0.10$1,550$15,517,790$0.12$1,846
<br />Workers' Compensation
<br />$11,684,609$1.01$117,763$11,930,421$1.06$126,185
<br />Aggregate$453,394$474,396
<br />Amount Change$21,002
<br />Percentage Change4%
<br />Rate & Exposure Comparison
<br />Rate %Exposure % ExposurePremium
<br />Coverage LineChangeChangeAmt. ChangeAmt. Change
<br />Property
<br />-2%3%$2,203,212$778
<br />Inland Marine
<br />0%3%$121,258$273
<br />General Liability
<br />-5%-3%($542,640)($4,567)
<br />Public Entity Liability
<br />-5%-3%($542,640)($964)
<br />Law Enforcement Liability
<br />-5%19%6$2,578
<br />Employment Practices
<br />-5%43%133$9,142
<br />Liability
<br />Auto
<br />-5%18%16$3,645
<br />Crime
<br />23%43%133$1,334
<br />Excess Liability
<br />-6%7%$9,834$65
<br />Cyber Liability
<br />23%-3%($542,640)$296
<br />Workers' Compensation
<br />5%2%$245,812$8,422
<br />Additional limits may be available upon request Page 26
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