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for contractual and employee acts), blanket contractual, independent TENANT's, <br />products, and completed operations. The policy shall include coverage for explosion, <br />collapse, and underground hazards. The policy shall contain a severability of interests <br />provision. <br />(b) Property casualty insurance sufficient and reasonably acceptable to <br />LANDLORD to insure all buildings on the Premises against loss or damage by fire and <br />such other hazards as are currently embraced in the standard coverage endorsements, on a <br />replacement cost basis in an amount equal to one hundred percent (100%) of the full <br />replacement value of the aggregate of the foregoing. <br />(c) Worker's compensation or employer's liability insurance as may be <br />required by law. <br />7.3 GENERAL. The policies required above shall be endorsed to include the <br />LANDLORD and its elected and appointed officers and employees, as additional insureds. <br />Every policy required above shall be primary insurance, and any insurance carried by the <br />LANDLORD, its officers, or its employees, shall be excess and not contributory insurance to <br />that provided by TENANT. The additional insured endorsement for the Comprehensive General <br />Liability insurance required above shall not contain any exclusion for bodily injury or property <br />damage arising from completed operations. The TENANT shall be solely responsible for any <br />deductible losses under each of the policies required above. Certificates of insurance shall be <br />completed by the TENANT's insurance agent as evidence that policies providing the required <br />coverages, conditions, and minimum limits are in full force and effect, and shall be subject to <br />review and approval by the LANDLORD. Each certificate shall provide that the coverages <br />afforded under the policies shall not be cancelled, terminated or materially changed until at least <br />30 days prior written notice has been given to the LANDLORD. If the words "endeavor to" <br />appear in the portion of the certificate addressing cancellation, those words shall be stricken from <br />the certificate by the agent(s) completing the certificate. The LANDLORD reserves the right to <br />request and receive a certified copy of any policy and any endorsement thereto. Failure on the <br />part of the TENANT to procure or maintain policies providing the required coverages, <br />conditions, and minimum limits shall constitute a material breach of contract upon which the <br />LANDLORD may terminate this Lease, or at its discretion may procure or renew any such <br />policy or any extended reporting period thereto and may pay any and all premiums in connection <br />therewith, and all monies so paid by the LANDLORD shall be repaid by TENANT to the <br />LANDLORD upon demand. Self-insurance shall not constitute compliance with the minimum <br />insurance coverages required by this Section. <br />7.4 TENANT'S GENERAL INDEMNIFICATION. TENANT shall be solely <br />responsible for any damages suffered by the LANDLORD or others as a result of TENANT's use <br />and occupancy of the Premises. TENANT agrees to indemmfy and hold the LANDLORD, its <br />elected and appointed officers, agents, and employees harmless from and against all liability, <br />claims, damages, losses, and expenses, including but not limited to reasonable attorneys' fees, <br />arising out of, resulting from, or in any way connected with (a) TENANT's use and occupancy <br />of the Premises; (b) any liens or other claims made, asserted or recorded against the Premises as <br />7 <br />