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liability, claims, and demands, on account of any injury, loss, or damage, which arise out of or <br />are connected with the work, if such injury, loss, or damage, or any portion thereof, is caused by, <br />or claimed to be caused by, the act, omission, or other fault of the Contractor or any <br />subcontractor of the Contractor, or any officer, employee, or agent of the Contractor or any <br />subcontractor, or any other person for whom Contractor is responsible. The Contractor shall <br />investigate, handle, respond to, and provide defense for and defend against any such liability, <br />claims, and demands, and to bear all other costs and expenses related thereto, including court <br />costs and attorneys' fees. The Contractor's indemnification obligation shall not be construed to <br />extend to any injury, loss, or damage which is caused by the act, omission, or other fault of the <br />City. <br />13. Insurance and Bonds. a. The Contractor shall not begin the Work until it has <br />obtained all insurance and bonds required by this Section and such insurance and bonds have <br />been approved by City. The Contractor shall not allow any subcontractor to begin any efforts on <br />the Work until all similar insurance required of the subcontractor has been obtained and <br />approved. For the duration of this Agreement, the Contractor must maintain the insurance <br />coverage required in this Section. <br />b. The Contractor agrees to procure and maintain, at its own cost, the <br />following policy or policies of insurance. The Contractor shall not be relieved of any liability, <br />claims, demands, or other obligations assumed pursuant to this Agreement by reason of its <br />failure to procure or maintain insurance, or by reason of its failure to procure or maintain <br />insurance in sufficient amounts, durations, or types. Contractor shall procure and maintain, and <br />shall cause each Subcontractor of the Contractor to procure and maintain (or shall insure the <br />activity of Contractor's Subcontractors in Contractor's own policy with respect to), the minimum <br />insurance coverages listed below. Such coverages shall be procured and maintained with forms <br />and insurers acceptable to the City. In the case of any claims -made policy, the necessary <br />retroactive dates and extended reporting periods shall be procured to maintain such continuous <br />coverage. <br />(1) Workers' Compensation insurance to cover obligations imposed by the <br />Workers' Compensation Act of Colorado and any other applicable laws for <br />any employee engaged in the performance of Work under this contract, and <br />Employers' Liability insurance with minimum limits of FIVE HUNDRED <br />THOUSAND DOLLARS ($500,000) each accident, FIVE HUNDRED <br />THOUSAND DOLLARS ($500,000) disease - policy limit, and FIVE <br />HUNDRED THOUSAND DOLLARS ($500,000) disease - each employee. <br />Evidence of qualified self -insured status may be substituted for the Workers' <br />Compensation requirements of this paragraph. <br />(2) Comprehensive General Liability insurance with minimum combined single <br />limits of TWO MILLION DOLLARS ($2,000,000) each occurrence and <br />TWO MILLION DOLLARS ($2,000,000) aggregate. The policy shall be <br />applicable to all premises and operations. The policy shall include coverage <br />for bodily injury, broad form property damage (including completed <br />operations), personal injury (including coverage for contractual and employee <br />acts), blanket contractual, independent contractors, products, and completed <br />