Planning Commission Minutes 2019 05 09

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Planning Commission Meeting Minutes May 9, 2019 Page 4 of 6 Williams stated that required flood insurance was pretty cheap. If a resident were outside a floodplain and wanted insurance, it was possible but very expensive. She added that there was a cap to the insurance amount. Howe asked what the benefits were for shrinking the floodplain map instead of thinking worst -case scenario. Zuccaro replied that staff and the consultants thought it was a much more accurate map. Those who were previously mandated to get flood insurance may no longer be mandated to do so and, conversely, people who were added to the floodplain would have better information about the danger to their homes and get flood insurance. Moline added that the City had made a positive change to the floodplain by removing the downtown area from the 100-year floodplain and he congratulated the town for doing that work. Zuccaro noted that the downtown work had been completed in 2018. He added that if a homeowner were on the edge of the floodplain, he or she could survey the finished floor of the property and have an engineer certify that the floor was out of the floodplain and therefore not be required to pay insurance. He noted that there were few structures according to the new map and that City engineers were looking into options to removing the few structures that were left in the floodplain now. Williams asked about the floodplain southwest of South Boulder Road and 96' Street. Zuccaro replied that there was a waterway at that location. Ritchie added that another area in the floodplain, the baseball field, was designed with water storage capacity. Zuccaro noted that the insurance requirement was only for properties with a federally - backed loan. Williams asked how the structures in the floodplain went from 200 structures down to 60 and then to approximately 24. Ritchie stated that along the Coal Creek Corridor a high number of properties were being removed, in addition to the mitigation work downtown from 2018. Williams asked if the change to the Coal Creek Corridor was due to urban drainage. Zuccaro replied that that was due to the new map alone. Howe asked about the update to the penalty provisions. Zuccaro replied that the penalties themselves were not changing. Colorado Water Conservation Board, an agent of FEMA, reviewed the ordinance and asked for a reference to the penalty provisions in the floodplain chapter.