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7.0 INSURANCE <br />7.1 The Consultant agrees to procure and maintain, at its own cost, the policies of insurance <br />set forth in Subsections 7.1.1 through 7.1.4. The Consultant shall not be relieved of any <br />liability, claims, demands, or other obligations assumed pursuant to this Agreement by <br />reason of its failure to procure or maintain insurance, or by reason of its failure to procure <br />or maintain insurance in sufficient amounts, durations, or types. The coverages required <br />below shall be procured and maintained with forms and insurers acceptable to the City. <br />All coverages shall be continuously maintained from the date of commencement of <br />services hereunder. The required coverages are: <br />7.1.1 Workers' Compensation insurance as required by the Labor Code of the State of <br />Colorado and Employers Liability Insurance. Evidence of qualified self -insured status <br />may be substituted. <br />7.1.2 General Liability insurance with minimum combined single limits of ONE MILLION <br />DOLLARS ($1,000,000) each occurrence and TWO MILLION DOLLARS <br />($2,000,000) aggregate. The policy shall include the City of Louisville, its officers <br />and its employees, as additional insureds, with primary coverage as respects the City <br />of Louisville, its officers and its employees, and shall contain a severability of interests <br />provision. <br />7.1.3 Comprehensive Automobile Liability insurance with minimum combined single <br />limits for bodily injury and property damage of not less than FOUR HUNDRED <br />THOUSAND DOLLARS ($400,000) per person in any one occurrence and ONE <br />MILLION DOLLARS ($1,000,000) for two or more persons in any one occurrence, <br />and auto property damage insurance of at least FIFTY THOUSAND DOLLARS <br />($50,000) per occurrence, with respect to each of Consultant's owned, hired or non - <br />owned vehicles assigned to or used in performance of the services. The policy shall <br />contain a severability of interests provision. If the Consultant has no owned <br />automobiles, the requirements of this paragraph shall be met by each employee of the <br />Consultant providing services to the City of Louisville under this Agreement. <br />7.1.4 Professional Liability coverage with minimum combined single limits of ONE <br />MILLION DOLLARS ($1,000,000) each occurrence and ONE MILLION <br />DOLLARS ($1,000,000) aggregate. <br />7.2 The Consultant's general liability insurance, automobile liability and physical damage <br />insurance, and professional liability insurance shall be endorsed to include the City, and its <br />elected and appointed officers and employees, as additional insureds, unless the City in its <br />sole discretion waives such requirement. Every policy required above shall be primary <br />insurance, and any insurance carried by the City, its officers, or its employees, shall be <br />excess and not contributory insurance to that provided by the Consultant. Such policies <br />shall contain a severability of interests provision. The Consultant shall be solely <br />responsible for any deductible losses under each of the policies required above. <br />3 <br />