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<br />City of Louisville <br />Premium Exposure Analysis <br />1/1/2008 -1/1/2010 <br /> <br />POLICY TERMS: 2008-2009 2009-2010 2010-2011 <br />INSURANCE COMPANIES OneBeacon OneBeacon OneBeacon <br />PROPERTY: <br />Buildina & Contents $ 45.770.066 $ 48.044,111 $52.968.219 <br />Traffic SiQnals $ 1,770.132 $ 1.770,132 $ 1.770.132 <br />Coveraae Soec Form Soec Form Soec Form <br />Aoreed Value RC RC RC <br />Coinsurance Yes Yes Yes <br />Deductible $ 5.000 $ 5,000 $ 5,000 <br />Property at Unnamed Locations $ 500.000 $ 500,000 $ 500.000 <br />Eauioment Breakdown Yes Yes Yes <br />Premium $ 76,702 $74,685 $91,186 <br />INLAND MARINE: <br />EDP <br />Hardware $ 924.955 $ 924.955 $ 800,000 <br />Media $ 331.786 $ 331,786 $ 400,000 <br />Deductible $ 1.000 $ 1.000 $ 1,000 <br />CONTRACTORS EQUIPMENT: $ 1.233.862 $ 1.354.262 $ 1.336.447 <br />Deductible $ 1.000 $ 1.000 $ 1,000 <br />MISCELLANEOUS PROPERTY: $ 1.233.862 $ 1.148.454 $ 1.084.325 <br />Deductible $ 1.000 $ 1.000 $ 1,000 <br />Total Inland Marine Premium Included Included Included <br />CRIME: <br />Money & Securities - Inside & Outside $ 25.000 $ 25.000 $ 25,000 <br />Foraerv $ 100.000 $ 100,000 $ 100.000 <br />Employee Dishonesty $ 100.000 $1.000,000 $1.000.000 <br />Premium Included Included Included <br />GENERAL LIABILITY: <br />Each Occurrence $ 1.000.000 $ 1.000.000 $ 1.000.000 <br />Annual Aooreoate $ 3.000,000 $ 3.000,000 $ 3.000.000 <br />Products/Com leted 0 s. Aaareaate $ 3.000.000 $ 3.000,000 $ 3.000.000 <br />Personal & Advertisino Iniurv $ 1,000,000 $ 1.000,000 $ 1.000.000 <br />Liauor Liabilitv Included Included Included <br />General Liability Deductible N/A $ 10,000 $ 10.000 <br />Emolovee Benefits Liabilitv $ 1.000.000 $ 1.000,000 $ 1.000.000 <br />Emplovee Benefits Liability Deductible $ 5.000 $ 5,000 $ 5,000 <br />Premium $ 38,924 $45,172 $45,172 <br />LAW ENFORCEMENT LIABILITY: <br />Occurrence Limit $ 1,000.000 $ 1.000.000 $ 1.000.000 <br />AOQleoate $ 3,000,000 $ 3.000,000 $ 3.000.000 <br />Deductible $ 5.000 $ 5.000 $ 5,000 <br />Premium Included Included Included <br />PUBLIC OFFICIALS LIABILITY: <br />Each Occurrence $ 1.000.000 $ 1.000,000 $ 1.000.000 <br />Aooreoate $ 3.000.000 $ 3.000,000 $ 3.000.000 <br />Deductible $ 2.500 $ 2.500 $ 2,500 <br />Premium ' 39,809 52,414 52,414 <br /> <br />Flood and Peterson Insurance, Inc. Confidential <br /> <br />1/14/2010 <br /> <br />Page 1 <br />