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9 <br />17 <br />Benefits - Full time <br />employees <br />Work 30+ hours per week <br />rz Health - Kaiser Permanente <br />NEW 3 -Tier POS option....in and out of Kaiser <br />1.4% decrease in rates for 2016 <br />Dental - Delta Dental <br />o No plan design changes and no increase in rates <br />o Vision -VSP <br />o No plan design changes and no increase in rates <br />Flexible Spending <br />New Carrier for 2016 - Rocky Mountain Reserve <br />9 <br />18 <br />Benefits - Full time <br />employees <br />Retirement Plans <br />Mandatory 401(a) <br />5% employee contribution <br />5.5% employer contribution <br />Voluntary 457 <br />Voluntary Roth IRA <br />o Life Insurance - 2.5 x base salary to a max of $300,000 <br />o Short-term and Long-term Disability Insurance - <br />100% paid for by the City <br />9 <br />