|
Copyright ( c ) 2010 by Standard & Poor's Financial Services LLC (S &P), a subsidiary of The McGraw -Hill Companies, Inc. All rights reserved.
<br />No content (including ratings, credit - related analyses and data, model, software or other application or output therefrom) or any part thereof (Content) may be modified,
<br />reverse engineered, reproduced or distributed in any form by any means, or stored in a database or retrieval system, without the prior written permission of S &P. The Content
<br />shall not be used for any unlawful or unauthorized purposes. S &P, its affiliates, and any third -party providers, as well as their directors, officers, shareholders, employees or
<br />agents (collectively S &P Parties) do not guarantee the accuracy, completeness, timeliness or availability of the Content. S &P Parties are not responsible for any errors or
<br />omissions, regardless of the cause, for the results obtained from the use of the Content, or for the security or maintenance of any data input by the user. The Content is
<br />provided on an "as is" basis. S &P PARTIES DISCLAIM ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED T0, ANY WARRANTIES OF
<br />MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, FREEDOM FROM BUGS, SOFTWARE ERRORS OR DEFECTS, THAT THE CONTENT'S FUNCTIONING
<br />WILL BE UNINTERRUPTED OR THAT THE CONTENT WILL OPERATE WITH ANY SOFTWARE OR HARDWARE CONFIGURATION. In no event shall S &P Parties be liable to any
<br />party for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees, or losses (including, without
<br />limitation, lost income or lost profits and opportunity costs) in connection with any use of the Content even if advised of the possibility of such damages.
<br />Credit - related analyses, including ratings, and statements in the Content are statements of opinion as of the date they are expressed and not statements of fact or
<br />recommendations to purchase, hold, or sell any securities or to make any investment decisions. S &P assumes no obligation to update the Content following publication in any
<br />form or format. The Content should not be relied on and is not a substitute for the skill, judgment and experience of the user, its management, employees, advisors and /or
<br />clients when making investment and other business decisions. S &P's opinions and analyses do not address the suitability of any security. S &P does not act as a fiduciary or
<br />an investment advisor. While S &P has obtained information from sources it believes to be reliable, S &P does not perform an audit and undertakes no duty of due diligence or
<br />independent verification of any information it receives.
<br />S &P keeps certain activities of its business units separate from each other in order to preserve the independence and objectivity of their respective activities. As a result,
<br />certain business units of S &P may have information that is not available to other S &P business units. S &P has established policies and procedures to maintain the
<br />confidentiality of certain non - public information received in connection with each analytical process.
<br />S &P may receive compensation for its ratings and certain credit - related analyses, normally from issuers or underwriters of securities or from obligors. S &P reserves the right
<br />to disseminate its opinions and analyses. S &P's public ratings and analyses are made available on its Web sites, www.standardandpoors.com (free of charge), and
<br />www.ratingsdirect.com and www.globalcreditportal.com (subscription), and may be distributed through other means, including via S &P publications and third -party
<br />redistributors. Additional information about our ratings fees is available at www. standardandpoors .com /usratingsfees.
<br />The McGrow'Hlll Companies
<br />Standard & Poor's 1 RatingsDirect on the Global Credit Portal 1 May 11, 2010 4
<br />24
<br />
|